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Savings & CD’s

This rate sheet contains information about interest rates and annual percentage yields for some of the accounts we offer. Because The Peoples Savings and Loan Company is a community-based financial institution, we do not generally accept nor retain deposits owned by persons residing outside our normal geographical service area.

These rates are current as of November 5, 2019.

Peoples Passbook Savings **

MINIMUM OPENING DEPOSIT

MINIMUM BAANCE TO OBTAIN SNNUAL PERCENTAGE YIELD

INTEREST RATE

ANNUAL PERCENTAGE YIELD

MINIMUM OPENING DEPOSIT: $10.00

MINIMUM BAANCE TO OBTAIN SNNUAL PERCENTAGE YIELD: $10.00

INTEREST RATE: 0.10%

ANNUAL PERCENTAGE YIELD: 0.10%

Certificate Of Deposit *

PRODUCT

MINIMUM OPENING DEPOSIT

MINIMUM BAANCE TO OBTAIN SNNUAL PERCENTAGE YIELD

INTEREST RATE

ANNUAL PERCENTAGE YIELD

PRODUCT: 6 Month Certificate of Deposit *

MINIMUM OPENING DEPOSIT: $2,500.00

MINIMUM BAANCE TO OBTAIN SNNUAL PERCENTAGE YIELD: $2,500.00 ***

INTEREST RATE: 0.75%

ANNUAL PERCENTAGE YIELD: 0.75%

PRODUCT: 12 Month Certificate of Deposit *

MINIMUM OPENING DEPOSIT: $1,000.00

MINIMUM BAANCE TO OBTAIN SNNUAL PERCENTAGE YIELD: $1,000.00 ***

INTEREST RATE: 1.65%

ANNUAL PERCENTAGE YIELD: 1.66%

PRODUCT: 18 Month Certificate of Deposit *

MINIMUM OPENING DEPOSIT: $1,000.00

MINIMUM BAANCE TO OBTAIN SNNUAL PERCENTAGE YIELD: $1,000.00 ***

INTEREST RATE: 1.75%

ANNUAL PERCENTAGE YIELD: 1.76%

PRODUCT: 24 Month Certificate of Deposit *

MINIMUM OPENING DEPOSIT: $500.00

MINIMUM BAANCE TO OBTAIN SNNUAL PERCENTAGE YIELD: $500.00 ***

INTEREST RATE: 1.85%

ANNUAL PERCENTAGE YIELD: 1.86%

PRODUCT: 30 Month Certificate of Deposit *

MINIMUM OPENING DEPOSIT: $500.00

MINIMUM BAANCE TO OBTAIN SNNUAL PERCENTAGE YIELD: $500.00 ***

INTEREST RATE: 2.00%

ANNUAL PERCENTAGE YIELD: 2.02%

PRODUCT: 36 Month Certificate of Deposit *

MINIMUM OPENING DEPOSIT: $500.00

MINIMUM BAANCE TO OBTAIN SNNUAL PERCENTAGE YIELD: $500.00 ***

INTEREST RATE: 2.00%

ANNUAL PERCENTAGE YIELD: 2.02%

PRODUCT: 48 Month Certificate of Deposit *

MINIMUM OPENING DEPOSIT: $500.00

MINIMUM BAANCE TO OBTAIN SNNUAL PERCENTAGE YIELD: $500.00 ***

INTEREST RATE: 2.25%

ANNUAL PERCENTAGE YIELD: 2.27%

PRODUCT: 60 Month Certificate of Deposit *

MINIMUM OPENING DEPOSIT: $500.00

MINIMUM BAANCE TO OBTAIN SNNUAL PERCENTAGE YIELD: $500.00 ***

INTEREST RATE: 2.50%

ANNUAL PERCENTAGE YIELD: 2.52%

IRA Accounts **

PRODUCT

MINIMUM OPENING DEPOSIT

MINIMUM BAANCE TO OBTAIN SNNUAL PERCENTAGE YIELD

INTEREST RATE

ANNUAL PERCENTAGE YIELD

PRODUCT: 12 Month Certificate of Deposit *

MINIMUM OPENING DEPOSIT: $100.00

MINIMUM BAANCE TO OBTAIN SNNUAL PERCENTAGE YIELD: $100.00

INTEREST RATE: 1.65%

ANNUAL PERCENTAGE YIELD: 1.66%

Money Market Accounts **

MINIMUM OPENING DEPOSIT

PORTION OF YOUR DAILY BALANCE

INTEREST RATE

ANNUAL PERCENTAGE YIELD

MINIMUM OPENING DEPOSIT: $2,500.00

PORTION OF YOUR DAILY BALANCE: Up to $2,499.99

INTEREST RATE: 0.05%

ANNUAL PERCENTAGE YIELD: 0.05%

MINIMUM OPENING DEPOSIT: $2,500.00

PORTION OF YOUR DAILY BALANCE: $2,500.00 to $9,999.99

INTEREST RATE: 0.05%

ANNUAL PERCENTAGE YIELD: 0.05%

MINIMUM OPENING DEPOSIT: $2,500.00

PORTION OF YOUR DAILY BALANCE: $10,000 to $24,999.99

INTEREST RATE: 0.05%

ANNUAL PERCENTAGE YIELD: 0.05%

MINIMUM OPENING DEPOSIT: $2,500.00

PORTION OF YOUR DAILY BALANCE: $25,000 to $74,999.99

INTEREST RATE: 0.10%

ANNUAL PERCENTAGE YIELD: 0.10%

MINIMUM OPENING DEPOSIT: $2,500.00

PORTION OF YOUR DAILY BALANCE: $75,000.00 to $100,000

INTEREST RATE: 0.10%

ANNUAL PERCENTAGE YIELD: 0.10%

Peoples Club Checking **

MINIMUM OPENING DEPOSIT

MINIMUM BAANCE TO OBTAIN SNNUAL PERCENTAGE YIELD

PORTION OF YOUR DAILY BALANCE

INTEREST RATE

ANNUAL PERCENTAGE YIELD

MINIMUM OPENING DEPOSIT: $2,500.00

MINIMUM BAANCE TO OBTAIN SNNUAL PERCENTAGE YIELD: $2,500.00

PORTION OF YOUR DAILY BALANCE: Up to $999.99

INTEREST RATE: 0.05%

ANNUAL PERCENTAGE YIELD: 0.05%

MINIMUM OPENING DEPOSIT: $2,500.00

MINIMUM BAANCE TO OBTAIN SNNUAL PERCENTAGE YIELD: $2,500.00

PORTION OF YOUR DAILY BALANCE: $1,000.00 to $2,499.99

INTEREST RATE: 0.05%

ANNUAL PERCENTAGE YIELD: 0.05%

MINIMUM OPENING DEPOSIT: $2,500.00

MINIMUM BAANCE TO OBTAIN SNNUAL PERCENTAGE YIELD: $2,500.00

PORTION OF YOUR DAILY BALANCE: $2,500.00 to $4,999.99

INTEREST RATE: 0.05%

ANNUAL PERCENTAGE YIELD: 0.05%

MINIMUM OPENING DEPOSIT: $2,500.00

MINIMUM BAANCE TO OBTAIN SNNUAL PERCENTAGE YIELD: $2,500.00

PORTION OF YOUR DAILY BALANCE: $5,000.00 to $9,999.99

INTEREST RATE: 0.05%

ANNUAL PERCENTAGE YIELD: 0.05%

MINIMUM OPENING DEPOSIT: $2,500.00

MINIMUM BAANCE TO OBTAIN SNNUAL PERCENTAGE YIELD: $2,500.00

PORTION OF YOUR DAILY BALANCE: $10,000.00 and up

INTEREST RATE: 0.10%

ANNUAL PERCENTAGE YIELD: 0.10%

Peoples Plus Checking **

MINIMUM OPENING DEPOSIT

MINIMUM BAANCE TO OBTAIN SNNUAL PERCENTAGE YIELD

PORTION OF YOUR DAILY BALANCE

INTEREST RATE

ANNUAL PERCENTAGE YIELD

MINIMUM OPENING DEPOSIT: $1,000.00

MINIMUM BAANCE TO OBTAIN SNNUAL PERCENTAGE YIELD: $1,000.00

PORTION OF YOUR DAILY BALANCE: Up to $999.99

INTEREST RATE: 0.05%

ANNUAL PERCENTAGE YIELD: 0.05%

MINIMUM OPENING DEPOSIT: $1,000.00

MINIMUM BAANCE TO OBTAIN SNNUAL PERCENTAGE YIELD: $1,000.00

PORTION OF YOUR DAILY BALANCE: $1,000.00 to $2,499.99

INTEREST RATE: 0.05%

ANNUAL PERCENTAGE YIELD: 0.05%

MINIMUM OPENING DEPOSIT: $1,000.00

MINIMUM BAANCE TO OBTAIN SNNUAL PERCENTAGE YIELD: $1,000.00

PORTION OF YOUR DAILY BALANCE: $2,500.00 to $4,999.99

INTEREST RATE: 0.05%

ANNUAL PERCENTAGE YIELD: 0.05%

MINIMUM OPENING DEPOSIT: $1,000.00

MINIMUM BAANCE TO OBTAIN SNNUAL PERCENTAGE YIELD: $1,000.00

PORTION OF YOUR DAILY BALANCE: $5,000.00 to $99,999.99

INTEREST RATE: 0.10%

ANNUAL PERCENTAGE YIELD: 0.10%

MINIMUM OPENING DEPOSIT: $1,000.00

MINIMUM BAANCE TO OBTAIN SNNUAL PERCENTAGE YIELD: $1,000.00

PORTION OF YOUR DAILY BALANCE: $100,000.00 and up

INTEREST RATE: 0.10%

ANNUAL PERCENTAGE YIELD: 0.10%

Conditions

* A penalty will be imposed for early withdrawal.
** The interest rate and annual percentage yield may change after account opening.
*** Daily balance. The amount of the principal in the account each day.

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