| Savings
& CD Rates
This rate sheet contains information about interest rates and annual
percentage yields for some of the accounts we offer. Because The
Peoples Savings and Loan Company is a community-based financial
institution, we do not generally accept nor retain deposits owned
by persons residing outside our normal
geographical service area.
These rates are current as of August 19, 2008.
| Peoples Passbook
Savings ** |
| Minimum
Opening Deposit |
Minimum
Balance to
Obtain Annual
Percentage Yield |
Interest
Rate |
Annual
Percentage
Yield |
| $10.00 |
$10.00 |
0.75% |
0.75% |
| Certificate
Of Deposit * |
| Product
|
Minimum
Opening Deposit |
Minimum
Balance
to Obtain Annual Percentage Yield |
Interest
Rate |
Annual
Percentage Yield |
| 6 Month Certificate of Deposit * |
$2,500.00 |
$2,500.00 *** |
2.50% |
2.52% |
| 12 Month Certificate of Deposit * |
$1,000.00 |
$1,000.00 *** |
3.00% |
3.00% |
| 18 Month Certificate of Deposit * |
$1,000.00 |
$1,000.00 *** |
3.00% |
3.00% |
| 24 Month Certificate of Deposit * |
$500.00 |
$500.00 *** |
3.00% |
3.00% |
| 30 Month Certificate of Deposit * |
$500.00 |
$500.00 *** |
3.00% |
3.00% |
| 36 Month Certificate of Deposit * |
$500.00 |
$500.00 *** |
3.25% |
3.25% |
| 48 Month Certificate of Deposit * |
$500.00 |
$500.00 *** |
3.25% |
3.25% |
| 60 Month Certificate of Deposit * |
$500.00 |
$500.00 *** |
3.50% |
3.50% |
| IRA Accounts
** |
| Product
|
Minimum
Opening Deposit |
Minimum
Balance to Obtain
Annual Percentage Yield |
Interest
Rate |
Annual
Percentage Yield |
| 12 Month IRA Account |
$100.00 |
$100.00 |
3.00% |
3.03% |
| Money Market
Accounts ** |
| Minimum
Opening Deposit |
| $2,500.00 |
| Portion
of Your Daily Balance |
Interest
Rate |
Annual
Percentage Yield |
| Up to $2,499.99 |
0.50% |
0.50% |
| $2,500.00 to $9,999.99 |
1.00% |
1.00% |
| $10,000 to $24,999.99 |
1.25% |
1.26% |
| $25,000 to $74,999.99 |
1.50% |
1.51% |
| $75,000.00 to $100,000 |
1.75% |
1.76% |
| Peoples Club
Checking ** |
| Minimum
Opening Deposit |
Minimum
Balance to
Obtain Annual Percentage Yield |
| $2,500.00 |
2,500.00 |
| Portion
of Your Daily Balance |
Interest
Rate |
Annual
Percentage Yield |
| Up to $999.99 |
0.50% |
0.50% |
| $1,000.00 to $2,499.99 |
0.75% |
0.75% |
| $2,500.00 to $4,999.99 |
0.75% |
0.75% |
| $5,000.00 to $9,999.99 |
0.75% |
0.75% |
| $10,000.00 and up |
1.00% |
1.00% |
| Peoples
Plus Checking ** |
| Minimum
Opening Deposit |
Minimum
Balance to
Obtain Annual Percentage Yield |
| $1,000.00 |
$1,000.00 |
| Portion
of Your Daily Balance |
Interest
Rate |
Annual
Percentage Yield |
| Up to $999.99 |
0.50% |
0.50% |
| $1,000.00 to $2,499.99 |
0.75% |
0.75% |
| $2,500.00 to $4,999.99 |
0.75% |
0.75% |
| $5,000.00 to $99,999.99 |
1.00% |
1.00% |
| $100,000.00 and up |
1.25% |
1.26% |
| Conditions
| | *
| A penalty will be imposed
for early withdrawal. | | **
| The interest rate and
annual percentage yield may change after account opening. | |
*** |
Daily balance. The amount of the principal in the account each day. |
|  |
