Savings & CD’s

This rate sheet contains information about interest rates and annual percentage yields for some of the accounts we offer. Because The Peoples Savings and Loan Company is a community-based financial institution, we do not generally accept nor retain deposits owned by persons residing outside our normal
geographical service area.

These rates are current as of June 1, 2017.

Peoples Passbook Savings **

Minimum Opening DepositMinimum Balance to
Obtain Annual
Percentage Yield
Interest RateAnnual Percentage
Yield
$10.00$10.000.10%0.10%

Certificate Of Deposit *

ProductMinimum Opening DepositMinimum Balance
to Obtain Annual Percentage Yield
Interest RateAnnual Percentage Yield
6 Month Certificate of Deposit *$2,500.00$2,500.00 ***0.25%0.25%
12 Month Certificate of Deposit *$1,000.00$1,000.00 ***0.35%0.35%
18 Month Certificate of Deposit *$1,000.00$1,000.00 ***0.50%0.50%
24 Month Certificate of Deposit *$500.00$500.00 ***0.65%0.65%
30 Month Certificate of Deposit *$500.00$500.00 ***0.75%0.75%
Anniversary Special 36 Month Certificate of Deposit *$500.00$500.00 ***1.25%1.25%
48 Month Certificate of Deposit *$500.00$500.00 ***1.25%1.25%
60 Month Certificate of Deposit *$500.00$500.00 ***1.50%1.50%

IRA Accounts **

ProductMinimum Opening DepositMinimum Balance to Obtain
Annual Percentage Yield
Interest RateAnnual Percentage Yield
12 Month IRA Account$100.00$100.000.35%0.35%

Money Market Accounts **

Minimum Opening DepositPortion of Your Daily BalanceInterest RateAnnual Percentage Yield
$2,500.00Up to $2,499.990.05%0.05%
$2,500.00$2,500.00 to $9,999.990.05%0.05%
$2,500.00$10,000 to $24,999.990.05%0.05%
$2,500.00$25,000 to $74,999.990.05%0.05%
$2,500.00$75,000.00 to $100,0000.10%0.10%

Peoples Club Checking **

Minimum Opening DepositMinimum Balance to
Obtain Annual Percentage Yield
Portion of Your Daily BalanceInterest RateAnnual Percentage Yield
$2,500.00$2,500.00Up to $999.990.05%0.05%
$2,500.00$2,500.00$1,000.00 to $2,499.990.05%0.05%
$2,500.00$2,500.00$2,500.00 to $4,999.990.05%0.05%
$2,500.00$2,500.00$5,000.00 to $9,999.990.05%0.05%
$2,500.00$2,500.00$10,000.00 and up0.10%0.10%

Peoples Plus Checking **

Minimum Opening DepositMinimum Balance to
Obtain Annual Percentage Yield
Portion of Your Daily BalanceInterest RateAnnual Percentage Yield
$1,000.00$1,000.00Up to $999.990.05%0.05%
$1,000.00$1,000.00$1,000.00 to $2,499.990.05%0.05%
$1,000.00$1,000.00$2,500.00 to $4,999.990.05%0.05%
$1,000.00$1,000.00$5,000.00 to $99,999.990.05%0.05%
$1,000.00$1,000.00$100,000.00 and up0.10%0.10%

Conditions

*A penalty will be imposed for early withdrawal.
**The interest rate and annual percentage yield may change after account opening.
***Daily balance. The amount of the principal in the account each day.